Your scenario document

Your home loan options, side by side.

Answer a few questions and we'll prepare a scenario document for you. It shows how your lending could look under a few different approaches, so you can see them next to each other before you decide anything.

Start my questions
  • About two minutes
  • No obligation
  • Nothing touches your credit file

How it works

  1. Answer a few questions

    Right here. About two minutes.

  2. We prepare your scenario document

    We'll email you our Credit Guide and Privacy Consent, and a few more questions so your scenarios are worked out properly.

  3. You decide

    Once you've seen it, the decision is yours, in your own time. If something lines up with what you want, you let us know and we take the next step together.

How we're paid

We don't charge you a fee for our lending service. If your loan settles, the lender pays us. Lenders and government can charge their own fees, such as application or valuation fees, and we'll show you these before you apply.

Who this is for

Anyone aged 18 or over who wants to understand their home loan options. We look at every situation, whatever your income or your credit history, and at any age.

If there is a way we can help, your scenario document will show it. If there is nothing useful we can do right now, the document will say so plainly.

Start my questions

Illustrative scenarios only, based on the information you provide. Not lending, financial, tax or investment advice, and not loan approval. Get personal advice before acting on them.

What would you like to explore?
Which state or territory is the property in, or will it be?

In whole years. We ask because lenders look at how a loan is repaid over time.

How do you earn your income?

Tick all that apply.

How long have you been self-employed?
Your household income before tax, each year

Your current home loan

About how much is owing?

As a percentage, for example what your last statement shows. Leave it blank if you're not sure.

Who is the loan with?
When was it last reviewed?

The property and your savings

About how much do you expect to pay?
About how much do you have in deposit or savings?
How is your credit history?

Your own view is fine. Answering does not touch your credit file.

When are you hoping to act?

Where should we send your scenario document?

We'll use these to send your scenario document and to contact you about this request. Nothing here touches your credit file.

One last thing

We collect your answers to prepare your scenarios and to contact you about this request. Our Privacy Policy explains how we handle your information, who we may share it with, and how you can see or correct it. Read our Privacy Policy.

Thanks, we've got your answers.

What happens next

  1. Check your inbox

    Look out for our emails. They bring you our Credit Guide and Privacy Consent, and a few more questions so we can work out your scenarios properly.

  2. We prepare your scenario document

    Once you've answered those: Expect your scenario document within one to two business days. It's often the same day, unless we need to check something with you first.

    If there is nothing useful we can do right now, the document will say so plainly.

  3. You decide

    Once you've seen it, the decision is yours, in your own time.

There's no obligation, and nothing here touches your credit file. If you have a question in the meantime, call us on 1800 663 665.

Illustrative scenarios only, based on the information you provide. Not lending, financial, tax or investment advice, and not loan approval. Get personal advice before acting on them.

This is for people aged 18 or over.

A home loan is something only an adult can take out, so we can't prepare scenarios for you yet. If the age you entered was a slip, change it below and carry on. You can also call us on 1800 663 665 and one of our brokers will take a look.

We haven't kept your answers, and we won't contact you.